Tampa Business Insurance

Business Insurance in Tampa FL

Owning a business is impressive. It says that you’re independent, but that you also appreciate the work of others and want to be able to have a community that you can rely on. Maybe you did it all with a business partner by your side, or maybe you climbed that long latter alone, but either way you’re ready to make your business official. Other than just Tampa business insurance, there are other policies that you might need in your life, like;

• Tampa home insurance
• Tampa condo insurance
• Tampa flood insurance

What we do

There are millions of types of businesses that you can start and every one of them has their own needs. It’s like saying that every football team is the same because they all play football. You business could just be you, or you could need more than one thousand workers to make everything happen, and each of those workers do something different and need different coverage from you. We want to make sure you can make them all happy, by first making you happy. We offer policies for every part of every business.

• Tampa General Liability Insurance
  • General Liability insurance will cover you during a lawsuit if someone hurts himself or herself in your place of business. For some business agreements it can be the minimum mandatory level of liability coverage.
• Tampa Professional Liability Insurance
  • Professional Liability Insurance is for companies that may be more prone to lawsuits like, physicians, attorneys, architects, engineers, consultants, and financial firms. This would cover not only the company, but also the individual employees.
• Errors and Omissions Insurance
  • Errors and Omissions Insurance protects professionals that handle large amounts of paperwork from possible mistakes. The insurance protects you against potential paperwork errors.
• Tampa Business Owner’s Policy
  • Business Owner’s Policies, also called BOPs, are a basic level of Tampa business insurance. This coverage covers property insurance for your building along with your company’s possessions. Business interruption insurance, which reimburses your company for lost income in the event of a covered loss, is also included along with liability coverage for your legal responsibilities. These three types of coverage are bundled together and can be a prime starting point for some businesses.
• Tampa Home based insurance policies
  • This policy is for running a business out of your home. Though you may already have an Tampa home insurance policy, it will not cover very much, if any at all, of your business property within the home.
• Tampa Commercial Building and Property Insurance
  • Commercial Property Insurance simply covers your physical building as well as the personal and business property it contains.
• Tampa Builders’ Risk Insurance
  • Builders’ Risk Insurance will cover your building while under construction for things like, fire, theft, vandalism, lighting, and windstorms.
• Tampa Restaurant Insurance
  • Restaurant Insurance covers things that are more specific to a restaurant, bundling a few policies together for your convenience. The policy includes General Liability Insurance, which will cover you for a lawsuit if someone hurts themselves in the restaurant and Worker’s Comp Insurance, which will cover your employees’ medical costs and lost wages if they are injured on the job. It also provides liability coverage for the restaurant as well as personal property coverage and identity theft insurance.
• Tampa Business Contents Insurance
  • This policy will only cover the business’ possessions within the building due to damage or loss.
• Tampa Apartment Building Insurance
  • Apartment Building Insurance covers the building and any other structure on the property. General Liability insurance, which covers you for a lawsuit if someone hurts themselves on the premises, and Loss of Income insurance, which provides continuous income after a loss, are also included.
• Tampa Liquor Liability Insurance
  • If you own a bar, this one’s for you. This protects you for liabilities and associated costs that become your responsibility from patrons that damage property or injure another person.
• Tampa Trucking and Hauling Insurance
  • Trucking and Hauling Insurance is for anyone running a business from a motor vehicle. This would cover the cargo and equipment that you would be carrying.
• Tampa Garage Liability Insurance
  • This would be the insurance for those who own a vehicle repair shop of any kind. Garage Liability Insurance covers any bodily injuries or property damages caused by the business’ actions.
• Tampa Surety and Bonds
  • Bonds are used when companies need to show their clients that they will fulfill an agreement. If the company hired to do the work fails to do what was promised, the customer can get their money back from the bond. We would oversee this contract. Within the state of Florida there are multiple Bonds that are available such as, title bonds, business service bonds, and alcoholic beverages and tobacco bonds.
• Tampa Cyber Liability
  • This insurance covers any online businesses and would cover any information that is stolen or hacked.

Who we are

You can’t let your business rely completely on its own income, because what if something happens to pause it for the time being, eventually you’ll start losing money, having to rebuild your business from your own pockets. Tampa business insurance can cover your losses while the building you work out of is being rebuilt. And because of how much can go wrong in a company because of natural disasters, we want to make sure that you have someone you can trust to work with. We work with AM best rated insurance providers, that way we know you’re getting policies you deserve. For example, we work with;

• Lloyds of London Insurance
• Zurich Insurance
• AIG Insurance
• Allianz Insurance
• Amtrust Insurance
• Chubb Insurance
• Lexington Insurance Company Insurance
• Nationwide Insurance
• Liberty Mutual Insurance
• Travelers Insurance

How we do it

The licensed insurance advisors at Full Circle Insurance quote up to 57 different AM best rated companies to find the policies that you need. After finding the mix and match of policies that best suit you using our 360 Review Program, we give you two quotes to choose from. One will be the policy the matches best with your needs for the best price, the other will be the cheapest overall policy we find. Because let’s face it, some businesses are on a budget. Our licensed insurance advisors will then take the time to make sure you understand what each policy covers and what excluded and then sell you the policy you’re most comfortable with.

Where we offer it

To show our appreciation for local businesses we supply Tampa business insurance to the Cigar City and all of it’s surrounding areas in Hillsborough County.

• South Tampa Business Insurance
• St. Petersburg Business Insurance
• Citrus Park Business Insurance
• Thonotosassa Business Insurance
• Brandon Business Insurance
• Plant City Business Insurance
• Clearwater Business Insurance

Tampa was put on the map by its amazing cigar business starting in Ybor City. Other’s have tried to show their gratitude for the start of the city by starting their own business to honor it, like cigar city brewing, you know cigars and beer, what a perfect match. Whether you take after the cigar trades or you went in a different direction, we support your business.

Why we care

All businesses start small. And as they grow your Tampa business insurance can grow with you. We want to see the area of Tampa grow as well. We work towards giving back into the community and creating jobs ourselves and if we can help you start a business well then there you are creating jobs with us. No one can do it on their own, so we try our best to help everyone get their feet on the ground. As an insurance broker, Full Circle is all about finding you the best policies for your company. Build your business higher and we’ll cover every floor, all 360 of them that is.